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Advantages of Non-QM, Bank Statement and Debt Service Coverage (DSCR) Ratio Loans

Most everyone who has gotten or currently have a mortgage, are familiar with the standard documentation process as it relates to the applicant. Lenders want to make sure the potential borrowers can comfortably afford the new mortgage payment (including taxes, insurance and mortgage insurance when needed). They primarily do so to calculate debt-to-income ratios. If […]